Decision Library
Structured guides for life's biggest decisions
Every guide breaks a decision into the factors that matter, the mistakes people repeat, and the questions worth answering honestly. When you're ready, analyse your own version with ThatEcho.
24 guides across 8 categories, growing weekly.
Browse by category
Career
Jobs, offers, promotions and pivots
3 guides
Business
Founding, hiring, pricing and partnerships
3 guides
Finance
Money, debt, property and investing
3 guides
Relationships
Partners, family and difficult conversations
3 guides
Education
Degrees, courses and retraining
3 guides
Moving Abroad
Relocation, visas and starting over
3 guides
Lifestyle
Time, place and how you live
3 guides
Health
Treatment, habits and wellbeing
3 guides
All guides
Career
Should I quit my job?
Quitting is rarely one decision. It's a bundle of smaller ones — about money, identity, timing and what you're actually running from. Separating them is usually what turns a months-long loop into a clear answer.
Career
Should I accept this job offer?
Offers arrive with a deadline, which is exactly why they get decided badly. A short structured comparison beats an anxious week of re-reading the contract.
Career
Should I change careers?
A career change is a bet on a version of yourself you haven't met yet. The goal isn't certainty — it's shrinking the bet until you can afford to be wrong.
Business
Should I start a business?
Starting is cheap; sustaining is not. The useful question isn't whether the idea could work, but whether you can survive long enough to find out.
Business
Should I hire my first employee?
The first hire changes what your company is. It's the point where you stop doing everything and start being responsible for someone else's month.
Business
Should I raise my prices?
Most price increases are decided emotionally and communicated badly. Done carefully, this is the highest-leverage change most small businesses can make.
Finance
Should I buy or rent a home?
Buying is usually framed as a maths problem and decided as an emotional one. Both matter — the trick is being honest about which is driving you.
Finance
Should I pay off debt or invest?
There's a clean mathematical answer and a human one, and they don't always agree. Both deserve a place in the decision.
Finance
Should I take out a loan?
Borrowing turns a present problem into a future obligation. That's sometimes an excellent trade — but only if you price it properly.
Relationships
Should I move in with my partner?
Living together compresses everything — the good and the unresolved. The couples it goes best for are usually the ones who talked about the boring parts first.
Relationships
Should I end my relationship?
This is a decision that resists spreadsheets, and that's fine. Structure here isn't about scoring a person — it's about seeing clearly what you've been circling.
Relationships
Should we have children?
No one is fully ready, and that isn't the useful bar. What helps is knowing where you two agree, where you don't, and what's genuinely within your control.
Education
Should I go to graduate school?
Graduate school is one of the largest purchases most people make without a spreadsheet. It can be transformative — but only for specific goals.
Education
Should I learn to code?
The right answer depends heavily on why. Learning to automate your own work is a very different project from switching into a software career.
Education
Should I take a gap year?
A gap year is excellent with a plan and expensive without one. The deciding factor is almost never the year itself — it's what fills it.
Moving Abroad
Should I move abroad?
Moving abroad is usually decided on the best three weeks you ever spent somewhere. Living there is the other forty-nine — worth planning for explicitly.
Moving Abroad
Should I move back home?
Going home rarely means going back — the place and you have both changed. Naming what you're returning for makes the difference.
Moving Abroad
Should I become a digital nomad?
The lifestyle photographs well and works for a specific kind of person and a specific kind of income. Both are worth checking honestly.
Lifestyle
Should I move to a new city?
Cities are bundles of trade-offs — cost, opportunity, weather, people. Naming which two matter most to you resolves most of the debate.
Lifestyle
Should I buy or lease a car?
Leasing sells a low monthly number; buying sells ownership. Comparing them properly means comparing total cost over the same period.
Lifestyle
Should I get a pet?
A pet is a ten-to-fifteen-year commitment made in an afternoon. Most regret comes from underestimating time, not love.
Health
Should I see a therapist?
Therapy isn't reserved for crises, and you don't need to justify it to anyone. This guide helps you think it through — it isn't medical advice, and a qualified professional should guide any clinical decision.
Health
Should I change my diet?
Most diets fail on sustainability, not science. This guide helps structure the choice — it isn't medical or nutritional advice, and any significant change should be discussed with a clinician or dietitian.
Health
Should I have elective surgery?
This guide helps you organise the decision and arrive prepared. It is not medical advice — your surgeon and doctor are the only people who can assess your case.